The Team
FedSafe is built around a focused approach. We work with federal and postal employees to help clarify decisions, timing, and benefit interactions before retirement paperwork begins.
Structured Guidance
Each client relationship follows a clear, step-by-step process. The objective is to provide clarity first, so decisions are made with context and understanding.
Focused Practice
FedSafe is dedicated to the planning decisions faced by federal and postal employees. The work centers on retirement timing, benefit elections, and the sequence of choices that shape long-term outcomes.
Timing Matters
Many of the most important retirement decisions occur before paperwork is submitted. The team focuses on the earlier decision points, where timing and coordination have the greatest impact.
How We Work With Clients
Client relationships begin with a structured orientation process. The focus is on understanding benefits, timing, and elections before recommendations or implementation are discussed.
Each step is designed to clarify the decisions that shape retirement outcomes, so clients can move forward with confidence and intention.
Mike works with federal and postal employees on retirement timing, benefit elections, and income planning decisions. His work focuses on the sequence of choices that occur before and during retirement, and how those choices affect long-term outcomes.
He helps clients understand their benefits, compare retirement scenarios, and make informed decisions about pensions, healthcare, TSP withdrawals, and Social Security coordination.
“Mike Zaino’s unique approach is structured, timing-focused, and built around clarity before action.”
Mike Zaino
Founder & Federal Retirement Advisor
Mike works with federal and postal employees on retirement timing, benefit elections, and income planning decisions. His work focuses on the sequence of choices that occur before and during retirement, and how those choices affect long-term outcomes.
He helps clients understand their benefits, compare retirement scenarios, and make informed decisions about pensions, healthcare, TSP withdrawals, and Social Security coordination.
“Mike Zaino’s unique approach is structured, timing-focused, and built around clarity before action.”
Mike Zaino
Founder & Federal Retirement Advisor
Mike works with federal and postal employees on retirement timing, benefit elections, and income planning decisions. His work focuses on the sequence of choices that occur before and during retirement, and how those choices affect long-term outcomes.
He helps clients understand their benefits, compare retirement scenarios, and make informed decisions about pensions, healthcare, TSP withdrawals, and Social Security coordination.
“Mike Zaino’s unique approach is structured, timing-focused, and built around clarity before action.”
Mike Zaino
Founder & Federal Retirement Advisor
A Planning First Approach
FedSafe is built around the idea that many of the most important retirement decisions occur before paperwork is submitted. The planning process focuses on those earlier decision points, where timing, elections, and coordination between benefits can significantly affect long-term results.
The goal is not to rush decisions, but to create a clear framework so each choice is made with context and understanding.
Move Forward With Clarity
The Federal Retirement Readiness Checklist helps apply the information above to your own situation. It highlights where timing and decisions matter most, so your initial conversation can focus on priorities rather than general information.
Disclosures
Plain-English transparency designed for federal employees and retirees.
Education-first retirement planning for employees and retirees across all federal agencies and USPS.
FedSafe Retirement
123 Anywhere Street
Big City, USA 12345
Get In Touch With Us
1(888) 123-4567
Contact@FedSafeRetirement.com
Getting Started
Most people begin with the checklist for clarity – then schedule a consultation once the decisions are clear.
If you’re within 36 months of retirement and want to confirm eligibility, compare retirement dates, coordinate healthcare, and build a tax-aware income plan, then our free checklist is just for you.